What can I do with the debt collection agency? - debt advice agency
I received a letter from the direct legal and collections from my bill from Orange. The reason the company is orange, that I lost in April this year my SIM card and someone came and my SIM card used for international calls to more than 1,500 pounds, is when I learned that my SIM card is lost, It now orange, but it has 10 days was too long and my invoice. Orange could not help me at all with this huge bill and has used the terms and conditions at any time, to condemn me. But I asked myself why I let my account when my bill is that many with the terms and conditions, and I could not answer. Now I would like from what they send my case to the Debt Agency to achieve. For now, the letter demanded the immediate payment, otherwise the country legal requirement, the cost 200 pounds or visit my home country is subject. I really do not know how to do it now. Something bad has happened to me? Can anyone give me some advice?
Friday, January 22, 2010
Debt Advice Agency What Can I Do With The Debt Collection Agency?
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11 comments:
First, do not go so safely, the district court is bad for you. Often loses the company that initiated the action.
No one can "visit home at the time. Bailiffs may be called after the trial, and after a breach of a court order, an alert and beyond, not so attracted by the threat.
I take your letters and the letter to a lawyer, I would not have to pay for the calls made by a burglar after he reported the theft. Things There is the possibility of accepting a payment of the amount due because it is very likely that the court order already in the unlikely go that far. Sometimes, after a period of maintenance, the companies submitted an offer for a reduced bill paid in full when you can pay over time.
First, do not go so safely, the district court is bad for you. Often loses the company that initiated the action.
No one can "visit home at the time. Bailiffs may be called after the trial, and after a breach of a court order, an alert and beyond, not so attracted by the threat.
I take your letters and the letter to a lawyer, I would not have to pay for the calls made by a burglar after he reported the theft. Things There is the possibility of accepting a payment of the amount due because it is very likely that the court order already in the unlikely go that far. Sometimes, after a period of maintenance, the companies submitted an offer for a reduced bill paid in full when you can pay over time.
First, it Balester.let lease agreement with the company.
the company harass any other way.
nothing bad happened to you. if it does not.
Debt. Threats with a compass accition court
you.it fear cost them a lot, and his lawyer will ensure that you install
Cents per pound ..
I want to talk to citizens advice about this!
I want to talk to citizens advice about this!
is not a "normal" SIM UR only lost, like the phone to get it is attatched. sounds good .. a bit strange, and 10 days, without relising even stranger sounds ..
if u contact to report, he then lost calls, and then after that then that after this time because they informed .. But all the calls before this time is for you ..
Telephone + SIM card related .. You probably know who took it to another phone, I dial international premium numbers blocked on my phone. I do not know why more people do not do so.
say they will pay them to pieces, but at the end of the day, your cost for making calls before they are reported.
As Ballif, if not give them a foot in the door, have a right to enter .. Nothing can, do not belong, for instance, say they lived with their parents or UR .. He also said that if the parents your debt, has to pay nothing to do with them too. Some Ballif not after the law is an attempt at a coup.
I ask for a detailed analysisThe law called all if after the date to inform, then I think it is fair to the portion of the bill after they have been blocked to pay. As for the other. It seems a bit incredible u did not notice 10 days .. Sorry, but it is.
Go before the court and argue your case. If you have phone records showing that loss of contact under the orange sim either. No self-respecting judge him guilty of committing a crime. It may be interesting to go to your local Citizens Advice Bureau. They have lawyers who are there and your first consultation to work for free. I had to see for many years, and he wrote a letter and my case was thrown out of court! Do not worry too much. A collection agency has few legal powers. In general, bear the person who owes money, a different hat (which was for a high level of power that) have their own collections of debt.
Unfortunately for you, that you decide to use the SIM card until you report actually responsible for lost or stolen. What you need to prove that he is not the person with the card when the bill gained Hugh. Try to prove you can do this through the identification of calls for the inclusion of a pass from his previous bills, do not use international phone calls part of the normal phone. Very difficult to do, because everything that I say that with a plan to try to use the international phone and avoid coming payment. Also at this time is not usual for someone who has no phone, I know I couldnt do without me, so that Orange will tell us how you took so long, so you do not see and understand that card was missing, if you your phone number. It's hard to believe that if you use a mobile phone contract, most likely the primary point of contact that wouldnt use it for 10 days. I suggest you call and arrange a payment plan because I do not think that there is a way for you to get out. You can find the official position of his housed to keep a payment arrangement, but if a solution is not sufficient because they are on the right side to enter your property and have assets worth of debt. However, he may, after receiving a court order for violation of the payments ordered by them.
The first thing I do is a copy of this issue and lead to a Citizens Advice Bureau immediately.
Then you fight your case to the court / agency debt collection.
In the meantime, its worth noting:
Debt Collectors a collection agency the debt is not allowed to pass before you in your home. Although you can when you left for another occasion. When you get to the door to a bailiff and then go home with something (for example) documents, then close the door and leave the door.
Debt collection is not allowed to enter his house, but you can go through doors and windows open.
A bailiff (only if the instructions of the court), only in your house after a study (and its inability to comply with judicial orders), accompanied by a policeman. A bailiff is generally accepted as court fines for money and the non-payment of taxes.
If any of the Court reached (to judge what, what I said is the best thing that can happen), he will seek a "common"The significance of the solution. If you have decided that you owe money, then no court in the land granted him at a rate more than they can afford.
I suggest you go see the show councilors may be that the SIM card reported stolen? otherwise I would think that theres a lot you can do more! Debt collection agency probably agree with you to pay! Participate in your agency and an amount you can reasonbly means (which also deals) have to accept your offer, as they say goesYOU CAN NOT GET OUT OF BLOOD a stone! first go to the clinic that the citizens pay in full just a form letter, with the aim .. Do not Worry! Who gives advice and help
If you can help visit the United Kingdom or local law or central taxi as quickly as possible, too. If you go, they finally bring the case before the court, he sent a form to fill to get the refund at a particular time. I hope not come, dass
Note: The bailiff can not go home without the case to court
Good luck.
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